I’m not being morbid but after my annual review of my retirement plans and pensions it has been ventured that it may be useful to by an annuity with part of it as rates are competitive currently.
To this end they ran the numbers with some cursory health information and having suffered a stroke means I get a higher percentage rate as my longevity is shortened, not a nice thought but some boost to my last time left on planet earth.
@mrfrederickson , interesting way to put it. In that case, fill you boots and have some fun.
It’s not particularly morbid in my view, but a reflection of expected outcomes. It’s true that annuity rates can become “enhanced” as a result of stroke. This applies to many other illnesses and conditions, the whole calculation makes statistical assumptions and there must be part of that leaning toward a shorter life expectancy.
I’m a realist and more concerned about providing for my widow than my own longevity it’s safe option for us at any rate sorry if it’s being a bit morbid but if like my grandma I had had the stroke at 880 plu I’d not be here beobat 57 and very fit I’m more likely to live long than at an older age plus use my condition to help my family.
If the calculations they use go in your favour then take that as a bonus. It’s nice to get some bonus from illness. As for longevity. None of us know how long we have left. Just enjoy life whilst you can in the best way you can.
I can’t believe that I have reached the age where I am considering retirement options. In my head I only just left school 
I know what you are saying I still feel a child certainly in independence and freedoms although improving every day I even managed to walk more effectively with my stic , better right leg follow through and surprised myself how quick I could cover the part of my home I use for exercising myself. Hopefully one day the brain will remember the 57!years I’ve had walking normally and apply the reset button
Sounds like you are still making progress. There’s every hope your brain will remember your previous 57 years of walking.
If you can call them benefits, I get PIP and my physiotherapist got me a Blue badge for parking. The problem is the blue badge only lasts three years. Like you said they don’t think you’ve got long! Keep up the good work!
@mrfrederickson Of course that is true. Sorry if you feel disheartened, but that’s the case as you understand why. Any serious health issue can but may not shorten anyone’s life. Have a great at day 
Thanks Johnny I will and to that end purchased a replacement scooter
In red!!
@mrfrederickson , a wise thing to do. A very generous thing to do.
@mrfrederickson , sweet wheels. A Cobra GT4, like the name. I bet that’s a few bob.
The red one has a bit of a Ferrari vibe 
It was a secondhand and at a very advantageous price thankfully
@mrfrederickson , nice one. Hope you bought it for a good price.
@harimanjaro , definitely a Ferrari vibe. Also, makes me think the name is a type of an American race car.
Yes Johnny the AC Cobrabra was the Le Mans winning American muscle car that is famous as the fastest accelerating road car in the world until the Ferrari F40
I built a kit in 1994
So it is rather apt that I get the closest thing to a car as I can get without the license thing
I was a little younger and it was very fast.
Funny it is on the road 40 years on I’m not.well a new chapter is being written so I’m off this summer to put some miles on the road in this new vehicle.
It was a very respectable price considering the previous owner bought but last ye and I am not paying the full rep or delivery.
The best thing was the service from my mobility company in Burnley Jay Care who brought it over for a no obligation test drive and once I had said I wanted it returned the same morning to collect the old scooter and deliver the replacement and did all the paperwork plus twelve months warranty on the vehicle so I’m pretty happy.
@jenny-wren Blue badge is rewed every three years. nothing to do with death, it gets renewed.
@mrfrederickson , love the AC Cobra kit car. What engine is it packing? Hopefully a big V8.
PS. thanks for mention Ferrari F40. One of my all time favourite supercars.
Hi Johnny my kit was based around a jaguar running gear and so I shoved the v12 in it, but to your point it is now running a v8 as the guy who bought it off me totally changed it in engine an d trim plus a decent paint job.
