What are the pro and cons of getting a car with the mobility scheme any advice would be appreciated
Hello Gillian
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here you will hopefully find all your answers
@Gillian_21 i don’t know much about it but my dad had a notability car for years & my brother in law now has one. The main pro for my dad was it gave him an independence he otherwise wouldn’t have had. He wasn’t able to use public transport. Any repairs were also taken care of under the scheme….,.,…think there were some that he had to pay for but can’t remember what. I guess if you become no longer eligible under the scheme then the car would have to go back & you would be car less but not sure how that bit works.
Hi Gillian,
As long as you qualify for Motability, I can’t imagine there are many cons.
If you have savings you may be better off financially buying a car. The interest on your savings will be a lot less than your Mobility Allowance. However you may not then have a rainy day fund. You may also be happier knowing there will be no unexpected costs if the car breaks down.
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Totally agree Janet. My husband gets full DLA for mobility so was able to get a mobility car if he wanted … he always had his own car, which I also drove, but decided to go for a mobility car instead, so sold our car … then got new car, all insurance etc paid for in place of our monthly DLA … not only do you then lose the disability payments, you also have to be extra careful driving the cars because at the end of the 3 years, they send out someone to examine the car before taking it back … seemed to us that what they really wanted was a brand-new, 3 year old car, with no scratches,no marks etc …he pointed out tiny little marks too ! We ended up using our savings to buy ourselves another car, second hand but much better, as we then got our DLA monthly payments back and could save and use them as we wished… we would never go back to having a mobility car again …
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